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Financial Planning and College: The Conversation

A Quarter-million dollar investment is often treated casually. Caveat emptor!

Both Charles Schwab and Fidelity Investments are making a play for you to bring your teenage kid in to open a kiddie investment account. There’s even a cute commercial where the kid hands over a stack of cash to the broker, earned from neighborhood jobs.

Cute. But I call “buncombe.” Teenagers are consumption machines. They have no experience with saving and investment and little ability to perceive the merits of those topics. Those days will …

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